Member FINRA, SIPC.Ĥ221 N 203rd St, Suite 100 Elkhorn NE 68022 The Texas College Savings Plan is distributed by Northern Lights Distributors, LLC. “Texas College Savings Plan” is a registered mark of the Texas Prepaid Higher Education Tuition Board. Investors should read the document carefully before investing.Ĭomments or complaints may be mailed to the following address or made by calling the following number: Prepaid Higher Education Tuition Program, Office of the Comptroller of Public Accounts, P.O. The Plan Description and Savings Trust Agreement contains this and other information about the Plan, and may be obtained by visiting or calling 800-445-GRAD (4723), option #3. Securities and Exchange Commission or with any state.īefore investing in the Plan, investors should carefully consider the investment objectives, risks, administrative fees, service and other charges and expenses associated with municipal fund securities. Interests in the Plan have not been registered with or approved by the U.S.
An account might not make money and could lose money (including the principal invested) if money is invested in the Plan. The account, the principal invested, and any investment return are not guaranteed, insured, or treated as a deposit or other obligation by the state of Texas, the FDIC, the Texas Prepaid Higher Education Tuition Board, any other state or federal governmental agency, or Orion, NLD or Gemini, or their respective affiliates. Non-residents of Texas should consider whether their home state, or the beneficiary’s home state, offers its residents any state tax or other state benefits, such as financial aid, scholarship funds, and protection from creditors that are only available for participants in that state’s 529 plan. NLD and Gemini are not affiliated with Orion. SMART529 is a college savings plan offered by the Board of Trustees of the West Virginia College and Jumpstart Savings Programs and administered by Hartford. (“Orion”) is the plan manager and the Plan is distributed by Northern Lights Distributors, LLC (“NLD”) and administered by Gemini Fund Services, LLC (“Gemini”). The Texas College Savings Plan ® is established and maintained by the Texas Prepaid Higher Education Tuition Board. Additionally, all program fees are contained in the Plan Description and Savings Trust Agreement. Total asset-based fees for the most recent quarter end are available here. Contact your attorney or other advisor regarding your specific legal, investment or tax situation. To make these decisions, you need to understand the relationship among investment risk, time horizon, and investment reward.This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. For example, if you need to replace a household appliance costing a few hundred dollars in the next 12–18 months, you will save differently than you would if you were saving to pay for a child's education in 10–15 years. In fact, you save and invest for many purposes, and how you save and invest depend upon the purpose. You save and invest for a purpose, not just to accumulate great wealth. Savings and investments should be used to match your short-, intermediate-, and long-range financial goals. To make these decisions, you need to understand the relationship among investment risk, time horizon, and investment reward. We also offer a calculator that converts rent payments into equivalent.
In fact, you save and invest for many purposes, and how you save and invest depend upon the purpose. Down-payment savings goal planner: calculate how long you will need to save. Enter in your savings plan and view graphically your financial results.
Savings and investments should be used to match your short-, intermediate-, and long-range financial goals. Use this Savings Goal calculator to find out what it will take to reach your. It should also provide for future personal lifestyle and financial goals as well. These may include your goals for your family's well-being, shelter, food, clothing, and recreation. Your budget (or spending plan) should be built around your day-to-day expenses, including your short-range lifestyle and financial goals. The future value of your investment will be. Personal finance also helps you make better savings and investment decisions because it focuses on your goals. Use SBI Life monthly savings calculator to estimate the future value of monthly savings taking into. Should You Pay off Your Credit Card or Save Your Money?
0 kommentar(er)
